Funding Your Life & Dreams

DC Funding was founded on the idea and principle of building a better life for our clients by providing excellent support and service. We are a small, customer-focused direct capital financing Mortgage Brokerage Firm in Ventura County, and we work with a number of lenders and banks in order to save you time, money, and the hassle involved with obtaining a mortgage loan. 

California Licensed Real Estate Agents/Brokers

Buying a Home

Depending on your situation and experience, your needs as a mortgage consumer will differ. However one thing remains constant, as either a first-time home buyer or a repeat buyer you need the guidance of a professional to get you the best product and rate to suit your needs.

First Time Buyers

Repeat Buyers


Refinance a Home

Refinancing is a strategic financial decision that requires the assistance of a mortgage specialist to ensure you obtain the Complete package that is tailored for your unique situation. Refinancing can be used for a number of reasons and it is critical to have the correct structure to ensure you maximize the benefits. Refinancing options can be used for the following:

Pay Off Mortgage Sooner with a Lower Monthly Payment

Consolidate Debts

Use Capital for Multifamily or Other Investments

Best Lowest Refinance Rates in California

Our Process

Wondering how to get pre-approved for a mortgage loan?

Down Payment
Your down payment is what is needed to begin the overall lending process.

Credit Score
Your score will determine a solid lending amount we can provide.

Employment History & Income Verification
Your job must be steady enough with sufficient verifiable income in order for us to meet your mortgage goals.

Debt-To-Income Ratio
This enables us to determine how much of a mortgage loan you can afford.


Andy Suarez

Now over 50 years of age, I have purchased and refinanced several properties. My experience of working with Direct Capitol Funding rates more than 5 stars. They are always quick, direct, honest and most important very accurate. I found their level of professionalism to be well balanced with a calm friendly approach. As opposed to talking my head off, they asked the right questions and actively listened. Then made recommendations based on my answers. I will never use any other lender for any of my financing needs and I have already recommended Direct Capital Funding to friends and family.

Clara Servin

We wanted to refinance our home. We were turned down by 2-major banks in the county of Ventura. I was very disappointed with one of those banks that I even closed my account and went to bank elsewhere. I heard about Direct Capital Funding and I immediately contacted them, explaining my experience and they said “Si Se Puede” ( meaning yes you can)!!! We met with them and they guided us in the right direction and they were able to help us refinance our home . I give Direct Capital Funding a shining GOLD STAR I would highly recommend them to those in need.

Cameron Calabrese

Been working with Direct Capital Funding for over 10 years. I was their Appraiser. They have always been one of my favorite group of Loan Officers. My LO would be best described as Honest, and Integrity is his core. God Bless you my Brother!

Al Escobar

We had a great experience with Direct Capital Funding. They were very knowledgeable, provided several loan options, explained things clearly, was on top of the transaction and followed up. Their friendliness and professionalism throughout the entire process made us feel comfortable. We would gladly use them again. We highly recommend Direct Capital Funding.

Ready to Get Started? Let’s get you pre-qualified!

Ready to get started on all your mortgage lending needs? Call (805) 222-4608 or fill out the information below and we will contact you to get the process started!