Looking for the Best Mortgage Loans?

Direct Capital Funding is here. We focus on meeting our customers’ mortgage needs. We aim to offer advisory services that add real worth to our customers, while also developing stronger relationships that lead to enhanced customer service and loyalty.


Mortgage Brokerage Firm

Funding Your Life & Dreams

DC Funding was founded on the idea and principle of building a better life for our clients by providing excellent support and service. We are a small, customer-focused direct capital financing Mortgage Brokerage Firm in Ventura County, and we work with a number of lenders and banks in order to save you time, money, and the hassle involved with obtaining the best mortgage loan.

Buying a Home

Depending on your situation and experience, your needs as a mortgage consumer will differ from the requirements of home mortgage loans. However, one thing remains constant, as either a first-time homebuyer or a repeat buyer you need the guidance of a professional to get you the best product and rate to suit your needs.

Refinance a Home

Refinancing is a strategic financial decision that requires the assistance of a mortgage specialist to ensure you obtain the complete package that is tailored for your unique situation. Refinancing of home mortgage loans can be used for a number of reasons and it is critical to have the correct structure to ensure you maximize the benefits. Refinancing options can be used for the following:

Our Process

Wondering how to get pre-approved for a mortgage loan?
Down Payment

Your down payment is what is needed to begin the overall lending process.

Credit Score
Your score will determine a solid lending amount we can provide.
Employment History & Income Verification

Your job must be steady enough with sufficient verifiable income in order for us to meet your mortgage goals.

Debt-to-income Ratio

This enables us to determine how much of a mortgage loan you can afford.

quicken loans mortgage process


    Ready to Get Started?

    Let’s get you pre-qualified!

    Ready to get started on all your mortgage lending needs? Call (805) 222-4608 or fill out the information below and we will contact you to get the process started!