Conventional loans have earned a reputation for being both safe and convenient in their varieties. There is a significant difference between a conventional loan and other types of home loans, which is that they are made by or insured by a government entity. It’s what we refer to as a non-GSE loan. A non-government sponsored entity. Our lending officers are proud to offer conventional loans as one of our nine financial services.

Borrowers eschew adjustable rate conventional loan and instead tend to prefer traditional amortized loans. However, for borrowers who expect their income to increase, an adjustable rate mortgage can help with the first years of paying off the loan. The initial interest rate is lower than that of a fixed-rate loan and adjustment periods can happen monthly every six months or every year.

Pre-Qualify for a Conventional Loan Today

Borrowers eschew adjustable rate conventional loan and instead tend to prefer traditional amortized loans. However, for borrowers who expect their income to increase, an adjustable rate mortgage can help with the first years of paying off the loan. The initial interest rate is lower than that of a fixed-rate loan and adjustment periods can happen monthly every six months or every year.